KADCHMA Set to Enroll Pensioners into State Health Insurance Scheme
By: Edirin Robinson
The Kaduna State Contributory Health Management Authority (KADCHMA), in partnership with the National Union of Pensioners, Kaduna State Chapter, enroll pensioners into the State’s Health Insurance Scheme.
The Director General of KADCHMA, Abubakar Hassan, asserted this during the signing of a Memorandum of Understanding (MoU) with the Union at the Ministry of Health today in Kaduna, noting it as a significant milestone in the Ministry’s efforts to extend benefits of health insurance to Pensioners in the State.
According to him, the aim is to enroll more residents into the scheme to make healthcare more affordable and secure a sustainable funding basis for health facilities, adding that the ultimate goal is to build consensus across the State for adopting contributory health insurance as the most affordable way to access healthcare in public faculties.
The D.G. stressed that the benefits of the scheme for pensioners are numerous as it will ensure that pensioners have access to healthcare services from any public or private health facility across the State without having to spend from their pockets.
“This means that our beloved pensioners can receive the care they need without worrying about the financial burden that often comes with accessing healthcare services. Furthermore, the annual premium for this health insurance scheme is less than ₦10,000, making it incredibly affordable for pensioners.
“We also seek to extend health insurance coverage to poor and vulnerable citizens through the basic healthcare provision fund, as well as to enroll persons employed in the informal sector into the contributory health insurance scheme.
He added that the provision of the health insurance scheme is in line with the promises of Sen. Uba Sani’s Administration to provide access to quality care through a State Contributory Health Insurance Scheme.
While expressing his gratitude to the State Pension Bureau and the National Union of Pensioners, Kaduna State Chapter, for embracing the scheme and working with the Ministry to ensure that pensioners have access to the healthcare they deserve, he urged other Organizations, Associations, and Bodies to follow suit and enroll their members in the social insurance scheme.
In her Address, the State Commissioner for Health, Hajiya Umar K. Ahmed noted that the partnership between KADCHMA and the Nigerian Union of Pensioners is a strategic initiative that aligns with the vision of universal health coverage for all residents of Kaduna State.
Hajiya Umma explained that the Contributory Health Scheme plays a critical role in reducing the financial burden of medical expenses, particularly for those in their later years who are often more vulnerable to health challenges.
She further explained that the Kaduna State Health Insurance Scheme is designed to provide comprehensive and affordable healthcare coverage, ensuring that no one, regardless of age or economic status, is left behind.
The Commissioner opined that the Memorandum of Understanding is not just a document but also a covenant that reaffirms shared commitment to upholding the dignity and well-being of pensioners. It symbolizes our dedication to creating a health system that is inclusive, equitable, and responsive to the needs of every citizen.
She, therefore, commended KADCHMA and the Nigerian Union of Pensioners for their foresight and dedication in making the partnership a reality, adding that their efforts set a powerful example of how Ministries can work together to achieve common goals that benefit the communities.
“I would like to begin by expressing my profound appreciation to His Excellency, Senator Uba Sani, the Executive Governor of Kaduna State, for his commitment to the Contributory Health Scheme and the welfare of pensioners in our dear state.
“In Kaduna State, we recognize that the health of every citizen is a priority, and this extends especially to our pensioners who have dedicated their lives to serving our state and nation. Today’s ceremony is a testament to our commitment to providing them with the care and support they deserve. By enrolling pensioners into the State Contributory Health Scheme, we are taking proactive steps to safeguard their health and enhance their quality of life in retirement.
“We must ensure that the enrollment process is seamless, transparent, and accessible to all eligible pensioners. By doing so, we will not only fulfill our promise of providing quality healthcare but also demonstrate our commitment to the values of empathy, respect, and service.
“I encourage other organizations to follow suit and engage in similar partnerships that prioritize the health and welfare of our people. As we move forward, let us remain steadfast in our resolve to implement this agreement effectively.
“To our pensioners, I assure you that your health and well-being remain at the forefront of our priorities. We are committed to supporting you in every way possible, and today’s ceremony reflects that commitment.”
“In conclusion, I extend my appreciation to all who have contributed to making this partnership possible, particularly the Executive Governor of Kaduna State, Senator Uba Sani, the Director General of KADCHMA, as well as the Executive Secretary of the Kaduna State Pension Board.
Speaking also, the Executive Secretary of Kaduna State Pension Bureau, Prof. Salamatu Isah, expressed her joy for the collaboration, saying it is a good development to integrate and interconnect the pensioners in Kaduna State, seeing that they are the most vulnerable group.
“It shows the commitment and dedication of the State Governor, Director General, and State Pension Bureau, and we know that implementation will not be difficult since there’s provision of good healthcare services.
“Our next step is to get a list of interested pensioners from the National Union of Pensioners and send it to KADCHMA. We also know that the implication is not so great as only a little percentage will be deducted while the State will support and cover the rest,” She said.
